If a fee deadline, court document, lender response or cooling-off period is approaching, record the date and gather the relevant correspondence immediately. Acting promptly means preserving options—not paying the first company that calls.
A calm first-response checklist
- Save contracts, emails, payment records and recent fee notices
- Write a dated account of any telephone call or sales meeting
- Ask for proposals, deadlines and consequences in writing
- Check the identity and authority of any company demanding payment
- Do not sign a transfer, power of attorney or new finance agreement without understanding it
If formal legal papers or a lender’s final response have arrived, obtain suitably qualified advice promptly. This website cannot extend a legal time limit.